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FOR ALL PROGRAMS: 

If you choose to pay through a payment plan, you are responsible for ensuring sufficient funds are available on the linked payment card and completing each payment regardless if you leave the program or do not complete it in the time-frame provided. There are no refunds, cancellations or transfers.

LATE FEE POLICY:

The updated late fee policy is as follows:

1. Initial payment must be made on the day of sign-up, then subsequent payments made on the same date each month for the length of your entire payment plan.
2. A late fee of 18% per annum calculated monthly will be imposed for overdue and late  payments. 
3. In the event that a late fee is imposed, the client shall temporarily lose access to program materials and services until the outstanding payment, including the late fee, is paid in full. Once the payment and late fee is received - the client shall regain all access to program material and services immediately. 
4. If the payment remains unpaid for an additional 30 days, an additional 11% late fee will be charged.
5. Late fees will continue to be imposed every 30 days until the outstanding balance is paid in full.

No exchanges, cancellations or transfers. All sales are final and cannot be refunded on sign up, during or post-program period.